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Unsecured Small Business Loans in Australia

Upgrade your business with an unsecured loan—a modern twist on traditional merchant cash loans. No collateral required. Save your assets for a rainy day; qualify based on sales performance and credit history. Ready to take your business to new heights? 

No Asset Required

Up to 12 months loan term

Business Turnover Focus

Is unsecured business loan suitable for your business?

Despite its popularity, qualifying for an unsecured business loan can be tough. Established businesses with stable cash flow and decent credit scores are preferred. If rejected, don’t be disappointed—talk to our business managers about other finance options. We may have some surprises in store for you! 

Fact Sheet

Best Suited For
  • Established businesses with stable monthly turnover and good credit history
Pre-approval Time* Within 24 hours
Settlement Time** As quickly as 24 hours
Loan Amount $5,000 - $500,000
Loan Term 3 months to 5 years
Interest Rate From 1.46% per month
Basic Lending Criteria
  • Minimum 6 months trading history
  • Good credit history
  • Selective industry may not be accepted
Product Highlight Line of credit available
Dedicated Business Manager Yes

*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

Business Loans in 3 Steps

1

3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly.

2

Fast Verification

Provide some basic documents for the most suitable finance option.

3

Same-day Funding

Same-day fund transfer upon contract settlement.

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison
table. Otherwise, reach out to us. We’re happy to help!