Small BusinessLoans in Australia

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Up to $1m

New Business Friendly

Bad Credit Consider

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Why FundSpot?

New Business Friendly

We love new businesses and would love to be on the journey with you.

Personalised

Everyone is different, and your business is more than just a number. We have dedicated Business Managers to help you get the best for your business.

Bad Credit Consider

Everyone deserves a second chance, and it should not stop you from realising your dream.

Business Finance Options

Our finance options are hassle free, easy and quick so that you can go back to do what you do best.
Not sure what to look for? Contact us

Fast Business Loan

Our Fast Business Loans is designed, often for urgent or time-sensitive business needs, such as covering unexpected expenses or taking advantage of a short-term opportunity.

Key features/benefits:

  • From $3,000
  • Small Business Focus
  • All Industries Welcome
  • New Business Friendly

Bad Credit Loans

We believe in second chances for businesses that are doing the right things, and their business owners can access the finance they need to grow further.

Key features/benefits:

  • From $3,000
  • Bad Credit Consider
  • Regain Credit Worthiness
  • Scenario Focus

Unsecured Business Loans

Having an established business but getting declined due to no assets? We can provide flexible funding options because a well-managed business should be treated like one.

Key features/benefits:

  • From $5,000
  • No Asset Required
  • Up to 12 months loan term
  • Business Turnover Focus

Caveat Loans

The perfect and quick solution for those who are asset rich but have an unstable business cash flow. Our Caveat loan will allow you to overcome any immediate business hurdles.

Key features/benefits:

  • From $10,000
  • Settle within 2 to 5 business days
  • Flexible Repayment
  • Normally Flexible or Interest Only Repayment

How FundSpot Works

1

Step 1

Complete an obligation free application to get started and your Business Manager will be in contact soon after.

2

Step 2

Provide some basic documents for the most suitable finance option.

3

Step 3

Fund transfer as fast as the same day once contract settlement is completed.

What Our Customers Are Saying

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Jane Citizen, Company Name

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Jane Citizen, Company Name

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Jane Citizen, Company Name

frequently
Asked Questions

Couldn’t find the answer to your question?

We are here to help!

Submitting an application does not affect your credit history until you are ready to move forward. All information you provide to us remains confidential and not shared with anyone or any 3rd party. For more information, refer to our Privacy Policy and Credit Information Privacy Policy.

Personal bad credit is not the end. Speak to our Business Managers about Bad Credit Loans and tell us your situation to find the best finance options available.

To get started, most clients simply need to provide ID, asset documents (if applicable) and bank statements. If your situation is unique and requires additional information, your Business Manager will be in contact with you.

Interest rate varies depending on your situation as not all businesses are alike. There are no hidden costs and fees, all details will be listed out clearly before there is any commitment. Our finance options are design for small businesses like yours and will try to cater for your specific needs.

Contact Us

Get in touch and let us know how we can help.