Equity Business Loan

Unlock the value of your property with an equity loan—a simple way to access funds for renovations, investments, or debt consolidation. With fixed terms, predictable payments, and competitive rates, you can achieve your financial goals while leveraging the equity you’ve built in your home. Start building your future today!

Cash out equity

Bad credit considered

New business welcome

*Time frame refers to business hour, subject to scenario simplicity and borrower’s availability to respond.

What is equity loan?

An equity loan provides access to significant funds at competitive interest rates, ideal for businesses that require a larger funding injection. With predictable fixed payments and extended terms, it’s a secure way to leverage your property’s value. Plus, interest rates are often lower than unsecured loans due to collateral backing.

Fact Sheet

Best Suited For	All types of businesses Business Owners with Bad Credit History Commercial property investors
Pre-approval Time*	As quickly as 3 hours
Settlement Time**	1-3 business days
Loan Amount	From $10,000
Loan Term	From 1 month
Interest Rate	From 1.25% per month
Basic Lending Criteria	Real Estate Property with LVR under 80%
Product Highlight	Bad credit considered
Dedicated Business Manager	Yes

*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

Business Loans in 3 Steps

3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly.

Fast Verification

Provide some basic documents for the most suitable finance option.

Same-day Funding

Same-day fund transfer upon contract settlement.

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison
table. Otherwise, reach out to us. We’re happy to help!