Fuel your business growth with FundSpot’s Mid-Term Business Loans—flexible funding with repayment terms from 1 to 2 years. Perfect for expansion, equipment upgrades, or working capital, our tailored solutions offer manageable repayments and fast approval to keep your business thriving. Apply today and achieve your goals with confidence!
Strategic funding for growth, expansion, or equipment upgrades.
Repayments tailored to support cash flow stability.
Ideal balance between short-term flexibility and long-term planning.
A mid-term business loan offers a balanced solution for businesses seeking funding with manageable repayment terms of 1–2 years. It’s designed to support growth initiatives while ensuring cash flow stability. Whether expanding operations or upgrading equipment, it provides flexibility to align financing with your business goals.
Fact Sheet
Best suited for
Established businesses with stable regular turnover and fair credit history
Pre-approved time*
3 minutes
Settlement time**
As quickly as 24 hours
Loan amount
$5,000 - $50,000
Loan term
1-2 years
Interest rate
From 1.75% per month
Lending criteria
Minimum 6 months trading history
Fair credit history
Non Financed Motor Vehicle with fair value
Real Estate Property with LVR under 75%
Product highlight
Fixed interest rate
Dedicated business manager
Yes
*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.
**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.
Business Loans In 3 Steps
1
3 Minutes Application
Complete our obligation-free application today, and expect a call from your Business Manager shortly
2
Fast Verification
Provide some basic documents for the most suitable finance option.