Mid Term Business Loan

Fuel your business growth with FundSpot’s Mid-Term Business Loans—flexible funding with repayment terms from 1 to 2 years. Perfect for expansion, equipment upgrades, or working capital, our tailored solutions offer manageable repayments and fast approval to keep your business thriving. Apply today and achieve your goals with confidence!

Strategic funding for growth, expansion, or equipment upgrades.

Repayments tailored to support cash flow stability.

Ideal balance between short-term flexibility and long-term planning.

*Time frame refers to business hour, subject to scenario simplicity and borrower’s availability to respond.

Why a Mid-Term Loan?

A mid-term business loan offers a balanced solution for businesses seeking funding with manageable repayment terms of 1–2 years. It’s designed to support growth initiatives while ensuring cash flow stability. Whether expanding operations or upgrading equipment, it provides flexibility to align financing with your business goals.

Fact Sheet

Best Suited For	Established businesses with stable regular turnover and fair credit history
Pre-approval Time*	Within 24 hours
Settlement Time**	As quickly as 24 hours
Loan Amount	$5,000 - $50,000
Loan Term	1-2 years
Interest Rate	From 1.75% per month
Basic Lending Criteria	Minimum 6 months trading history Fair credit history Non Financed Motor Vehicle with fair value Real Estate Property with LVR under 75%
Product Highlight	Fixed interest rate
Dedicated Business Manager	Yes

*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

Business Loans in 3 Steps

3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly.

Fast Verification

Provide some basic documents for the most suitable finance option.

Same-day Funding

Same-day fund transfer upon contract settlement.

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison
table. Otherwise, reach out to us. We’re happy to help!