First Mortgage Loan

A first mortgage business loan allows you to secure funding by using your property as collateral. It offers competitive interest rates, higher borrowing limits, and extended repayment terms, making it ideal for large investments, expansion, or refinancing. This loan provides businesses with affordable financing tailored to long-term growth and stability.

All properties considered

Bad credit considered

New business welcome

*Time frame refers to business hour, subject to scenario simplicity and borrower’s availability to respond.

Why First Mortgage Loan?

A first mortgage business loan leverages commercial property to provide tailored funding for business growth, offering flexibility and scalability for expansion and investments. A home loan, while providing lower rates and long terms, is limited to personal use and lacks the customization needed for business-focused financial solutions.

Fact Sheet

Best Suited For	Start Up Businesses Business Owners with Bad Credit History Commercial property investors
Pre-approval Time*	As quickly as 1 hour
Settlement Time**	1-2 business day
Loan Amount	From $100,000
Loan Term	Up to 3 years including extension options
Interest Rate	From 1.5% per month
Basic Lending Criteria	Real Estate Property with market value over $700,000
Product Highlight	Loan term extension available
Dedicated Business Manager	Yes

*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

Business Loans in 3 Steps

3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly.

Fast Verification

Provide some basic documents for the most suitable finance option.

Same-day Funding

Same-day fund transfer upon contract settlement.

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison
table. Otherwise, reach out to us. We’re happy to help!