At FundSpot, we understand the challenges of starting a business. That’s why we offer tailored loans with flexible amounts, terms, and repayments to help you grow. Let’s connect today and explore your options together!
Our startup business loan is designed to empower small to medium enterprises (SMEs) with less than 12 months of operations to grow, whether it’s funding new hires, investing in innovative projects, or managing cash flow shortfalls.
You can complete the application in just 3 minutes, allowing you to focus on what matters most—growing your business. Once approved, your funds will be deposited within 24 hours, giving you quick access to the capital you need.
Fact Sheet
Best suited for
New businesses starting from scratch
Plans to purchase existing businesses
Newly purchased businesses
Pre-approved time*
3 minutes
Settlement time**
As quickly as 3 hours
Loan amount
From $3,000
Loan term
Up to 3 years including extension options
Interest rate
From 1.25% Per Month
Lending criteria
Non Financed Motor Vehicle
Real Estate Property with LVR under 80%
Product highlight
Bad credit considered
Dedicated business manager
Yes
*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.
**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.
Business Loans In 3 Steps
1
3 Minutes Application
Complete our obligation-free application today, and expect a call from your Business Manager shortly
2
Fast Verification
Provide some basic documents for the most suitable finance option.