Loans to Start Your Business

At FundSpot, we understand the challenges of starting a business. That’s why we offer tailored loans with flexible amounts, terms, and repayments to help you grow. Let’s connect today and explore your options together!

5-stars (1)

*Time frame refers to business hour, subject to scenario simplicity and borrower’s availability to respond.

startup team looking at business loan interest rates on the computer

Why Choose FundSpot

Our startup business loan is designed to empower small to medium enterprises (SMEs) with less than 12 months of operations to grow, whether it’s funding new hires, investing in innovative projects, or managing cash flow shortfalls.

You can complete the application in just 3 minutes, allowing you to focus on what matters most—growing your business. Once approved, your funds will be deposited within 24 hours, giving you quick access to the capital you need.

Fact Sheet

Best suited for
Pre-approved time*
3 minutes
Settlement time**
As quickly as 3 hours
Loan amount
From $3,000
Loan term
Up to 3 years including extension options
Interest rate
From 1.25% Per Month
Lending criteria
Product highlight
Bad credit considered
Dedicated business manager
Yes

*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

Business Loans In 3 Steps

young woman signing up for a small business loan
1
3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly

2
Fast Verification

Provide some basic documents for the most suitable finance option.

3
Same-day Funding

Same-day fund transfer upon contract settlement

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison table. Otherwise, reach out to us. We’re happy to help!