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Funding to Start Up Businesses

At FundSpot, we understand the challenges of starting a business. That’s why we offer tailored loans with flexible amounts, terms, and repayments to help you grow. Let’s connect today and explore your options together!

New Business Welcome

Flexible Repayment Available

Bad Credit Considered

Why Choose FundSpot

FundSpot provides a tailored lending solution customized for your business needs, especially for Australian startups and new businesses with less than 12 months of operation. Our startup business loan is designed to empower small to medium enterprises (SMEs) to grow, whether it’s funding new hires, investing in innovative projects, or managing cash flow shortfalls.

As a small business owner, we understand the value of your time, which is why we offer a fast and simple online application process. You can complete the application in just 3 minutes, allowing you to focus on what matters most—growing your business. Once approved, your funds will be deposited within 24 hours, giving you quick access to the capital you need.

Start Up Loans - Fact Sheet

Best suitable For
  • New businesses starting from scratch
  • Plans to purchase existing businesses
  • Newly purchased businesses
  • Bad credit history
Settlement Time* As quick as 24 hours
Loan Term Up to 36 months with Extension Option
Repayment structure

Normally Principal and Interest
Flexible or Interest Only Repayment Considered

Loan Amount From $10,000
Asset Eligibility Criteria

Non Financed Motor Vehicle
Real Estate Property with LVR under 80%

Dedicated Business Manager Yes
Interest Rate Subject to your business presented scenario

*Turnaround time is indicative only and after signed loan contract is received. Fund transfer is subject to fund availability and settlement condition satisfied.

Business Loans in 3 Steps

1

3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly.

2

Fast Verification

Provide some basic documents for the most suitable finance option.

3

Same-day Funding

Same-day fund transfer upon contract settlement.

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison
table. Otherwise, reach out to us. We’re happy to help!