Small business Loans

Small businesses play a significant role in the Australian economy, contributing to job creation and economic growth. As of 2021, there were approximately 2.3 million small businesses in Australia, accounting for over 97% of all businesses in the country. These businesses cover a wide range of industries, including retail, hospitality, construction, and professional services.

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Bad credit ok

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Our Business Loan Products

We offer an alternative options for small businesses that have been turned down by traditional banks due to poor credit history or lack of collateral. We have designed our products to be more flexible to suit more small businesses to qualify for a loan.

FundSpot offers a variety of loan products, including short-term loans, bad credit business loans and caveat loans. It is important for small business owners to understand the different types of loans available and choose the one that best fits their needs. At Fundspot, our team can assist you to find the best available option for you.

Our Loan Products

Caveat Loans

The perfect and quick solution for those who are asset rich but have an unstable business cash flow. Our Caveat loan will allow you to overcome any immediate business hurdles.

Key features/benefits:

  • From $10,000
  • Settle within 2 to 5 business days
  • Flexible Repayment
  • Normally Flexible or Interest Only Repayment

Fast business loan

Our Fast business loans is designed often for urgent or time-sensitive business needs, such as covering unexpected expenses or taking advantage of a short-term opportunity.

Key features/benefits:

  • From $3,000
  • Same day funding possible
  • Easy Eligibility
  • No financials Ok

Bad Credit Loans

With our bad credit loans, business owners can access the financing they need to grow their business and improve their financial standing.

Key features/benefits:

  • From $3,000
  • 1 month term ok
  • Flexible repayment options
  • Easy eligibility

Unsecured Business Loans

Providing flexible funding options for businesses in need of funding because a well managed business should be treated like one.

Key features/benefits:

  • From $5,000
  • Easy application
  • Up to 12 months loan
  • Tax deductible interest

Caveat Loans

The perfect and quick solution for those who are asset rich but have an unstable business cash flow. Our Caveat loan will allow you to overcome any immediate business hurdles.

Key features/benefits:

  • From $10,000
  • Settle within 2 to 5 business days
  • Flexible Repayment
  • Normally Flexible or Interest Only Repayment

Fast business loan

Our Fast business loans is designed often for urgent or time-sensitive business needs, such as covering unexpected expenses or taking advantage of a short-term opportunity.

Key features/benefits:

  • From $3,000
  • Same day funding possible
  • Easy Eligibility
  • No financials Ok

Bad Credit Loans

With our bad credit loans, business owners can access the financing they need to grow their business and improve their financial standing.

Key features/benefits:

  • From $3,000
  • 1 month term ok
  • Flexible repayment options
  • Easy eligibility

Unsecured Business Loans

Providing flexible funding options for businesses in need of funding because a well managed business should be treated like one.

Key features/benefits:

  • From $5,000
  • Easy application
  • Up to 12 months loan
  • Tax deductible interest

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison
table. Otherwise, reach out to us. We’re happy to help!


frequently
Asked Questions

Couldn’t find the answer to your question?

We are here to help!

Submitting an application does not affect your credit history until you are ready to move forward. All information you provide to us remains confidential and not shared with anyone or any 3rd party. For more information, refer to our Privacy Policy and Credit Information Privacy Policy.

Personal bad credit is not the end. Speak to our Business Managers about Bad Credit Loans and tell us your situation to find the best finance options available.

To get started, most clients simply need to provide ID, asset documents (if applicable) and bank statements. If your situation is unique and requires additional information, your Business Manager will be in contact with you.

Interest rate varies depending on your situation as not all businesses are alike. There are no hidden costs and fees, all details will be listed out clearly before there is any commitment. Our finance options are design for small businesses like yours and will try to cater for your specific needs.