At Fundspot, we can help Café business owners in several ways:
Our business loans for Tradie have a more flexible lending criteria as we take into account the unique financial circumstances of your business and what you do. This can include consideration of the tradie’s business income, cash flow.
At FundSpot, we can help you with all aspects of your trade such as:
Purchasing equipment and tools: Tradespeople often need to purchase expensive tools and equipment to perform their work. A business loan can provide the funding they need to make these purchases without straining their personal finances.
Growing the business: Tradespeople may need to expand their business by hiring additional employees or expanding their services. A business loan can provide the necessary funding to make these investments and grow the business.
Managing cash flow: Self-employed tradespeople may experience fluctuations in their income, which can make it difficult to manage their finances. A business loan can provide a steady source of funding to help manage cash flow and ensure they have the funds they need to operate their business.
Covering unexpected expenses: Emergencies or unexpected expenses can arise in any business, including in the trades. A business loan can provide the necessary funding to cover these expenses without having to dip into personal savings or take on high-interest debt.
Personal bad credit is not the end. Speak to our Business Managers about Bad Credit Loans and tell us your situation to find the best finance options available.
To get started, most clients simply need to provide ID, asset documents (if applicable) and bank statements. If your situation is unique and requires additional information, your Business Manager will be in contact with you.
Interest rate varies depending on your situation as not all businesses are alike. There are no hidden costs and fees, all details will be listed out clearly before there is any commitment. Our finance options are design for small businesses like yours and will try to cater for your specific needs.