fbpx

Compare Loans

Selected Loan Products For Comparison

Choosing the right business loan is like trying to pick the perfect wine to pair with your food – majority of us just leave it to the experts. At FundSpot, we are the experts when it comes to business loans. Compare our business loan options to find the most competitive rates, flexible repayment terms don’t overwhelm your budget, and a loan amount perfectly sized for your specific business needs. By comparing, you ensure your loan is the perfect accompaniment to your business success.

Apply in 3 Minutes
Obligation Free 1300 161 212

Unsecured Business Loans

Having an established business but getting declined due to no assets? We can provide flexible funding options because a well-managed business should be treated like one.

Bad Credit Loans

We believe in second chances for businesses on the right path, ensuring owners can access the finance needed to propel growth.

Fast business loan

Our Fast Business Loans are tailored for urgent or time-sensitive needs, like unexpected expenses or seizing short-term opportunities.

Caveat Loans

The perfect and quick solution for those who are asset rich but have an unstable business cash flow. Our Caveat loan will allow you to overcome any immediate business hurdles.

Second Mortgage

2nd mortgage loans are ideal when your business needs a sizable loan fast but lacks the financials for traditional commercial loans.

Start Up Loan

A business loan to help kickstart and fuel your business dreams. With tailored loan amounts, loan terms and repayment structures, achieving your business dreams have never been closer and simpler.

Selected Loan Products For Comparison

Unsecured Business Loans
Pre-Approval Time 4 min
Loan Term 1 - 12 months
Loan Range $3000 – 30,000
Business Stage startup - established
Financial Statement Optional
Dedicated Account Manager Yes
Save Interest
  • Pay-off loan early
  • Extra repayments lower the balance
Tax Deductible Yes
Flexible Repayment We can design a repayment plan that fits your cash flow.
Interest Rate Our interest rate is as low as 1.50% per month.
Suitable For

Start-ups
Established business owner
Asset Eligibility Criteria Registered motor vehicle (financed OK)
Bad Credit Consider Yes
Apply Now
Bad Credit Loans
Pre-Approval Time 3 min
Loan Term 1 month
Loan Range $3000-$30000
Business Stage startup - established
Financial Statement Optional
Dedicated Account Manager Yes
Save Interest
  • Pay-off loan early
  • Extra repayments lower the balance
Tax Deductible Yes
Flexible Repayment We can design a repayment plan that fits your cash flow.
Interest Rate Our interest rate is as low as 1.50% per month.
Suitable For

Start-ups
Established business owner
Asset Eligibility Criteria Registered motor vehicle (financed OK)
Bad Credit Consider Yes
Apply Now
Fast business loan
Pre-Approval Time 3 min
Loan Term 1 - 12 months
Loan Range From $3,000
Business Stage startup - established
Financial Statement Optional
Dedicated Account Manager Yes
Save Interest
  • Pay-off loan early
  • Extra repayments lower the balance
Tax Deductible Yes
Flexible Repayment We can design a repayment plan that fits your cash flow.
Interest Rate Our interest rate is as low as 1.50% per month.
Suitable For

Start-ups
Established business owner
Asset Eligibility Criteria Registered motor vehicle (financed OK)
Bad Credit Consider Yes
Apply Now
Caveat Loans
Pre-Approval Time 2 to 5 business days
Loan Term Up to 36 months with Extension Option
Loan Range $10,000 - $50,000
Business Stage All businesses Welcomes
Financial Statement Optional
Dedicated Account Manager Yes
Save Interest
  • Pay-off loan early
Tax Deductible Yes
Flexible Repayment Normally Flexible or Interest Only Repayment
Interest Rate Subject to your business presented scenario
Suitable For

Start Up Businesses
Business Owners with Bad Credit History
Business Owner with Real Estate Property
Asset Eligibility Criteria "Real Estate Property with LVR under 80% Real Estate Property over 80% Considered"
Bad Credit Consider Yes
Apply Now

Business Loans in 3 Steps

1

3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly.

2

Fast Verification

Provide some basic documents for the most suitable finance option.

3

Same-day Funding

Same-day fund transfer upon contract settlement.

Ready for your Business Loan?

Our focus is on you; offering loans to small businesses with both bad or good credit history, with or without track records and from no asset to strong financials. Experience the difference today. Apply online.


frequently
Asked Questions

Couldn’t find the answer to your question?

We are here to help!

View all FAQs Contact Us
Does application affect my credit history?

Submitting an application does not affect your credit history until you are ready to move forward. All information you provide to us remains confidential and not shared with anyone or any 3rd party. For more information, refer to our Privacy Policy and Credit Information Privacy Policy.

Personal bad credit is not the end. Speak to our Business Managers about Bad Credit Loans and tell us your situation to find the best finance options available.

To get started, most clients simply need to provide ID, asset documents (if applicable) and bank statements. If your situation is unique and requires additional information, your Business Manager will be in contact with you.

Interest rate varies depending on your situation as not all businesses are alike. There are no hidden costs and fees, all details will be listed out clearly before there is any commitment. Our finance options are design for small businesses like yours and will try to cater for your specific needs.

View all FAQs Contact Us