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Get a Pre-Approval in 3 Minutes (Obligation Free)

    Funding Small Businesses Australia Wide

    55+

    industries funded

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    Google Rating

    $100M

    Funding Requested

    FundSpot - Small Business Loan Provider
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    Loans to Start Your Business

    At FundSpot, we understand the challenges of starting a business. That’s why we offer tailored loans with flexible amounts, terms, and repayments to help you grow. Let’s connect today and explore your options together!

    New Business Welcome

    Flexible Repayments

    Bad Credit Considered

    Pre-Approval in 3 Minutes
    Obligation Free     1300 161 212

    Why Choose FundSpot

    Our startup business loan is designed to empower small to medium enterprises (SMEs) with less than 12 months of operations to grow, whether it’s funding new hires, investing in innovative projects, or managing cash flow shortfalls.

    You can complete the application in just 3 minutes, allowing you to focus on what matters most—growing your business. Once approved, your funds will be deposited within 24 hours, giving you quick access to the capital you need.

    Fact Sheet

    Best Suited For
    • New businesses starting from scratch
    • Plans to purchase existing businesses
    • Newly purchased businesses
    Pre-approval Time* As quickly as 3 hours
    Settlement Time** As quickly as 24 hours
    Loan Amount From $3,000
    Loan Term Up to 3 years including extension options
    Interest Rate From 1.25% per month
    Basic Lending Criteria
    • Non Financed Motor Vehicle
    • Real Estate Property with LVR under 80%
    Product Highlight Bad credit considered
    Dedicated Business Manager Yes

    *Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

    **Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

    Business Loans in 3 Steps

    1

    3 Minutes Application

    Complete our obligation-free application today, and expect a call from your Business Manager shortly.

    2

    Fast Verification

    Provide some basic documents for the most suitable finance option.

    3

    Same-day Funding

    Same-day fund transfer upon contract settlement.

    Pre-Approval in 3 Minutes
    Obligation Free

    Not Sure Which Loan?

    Not sure which loan product and features are best for you? Use our comparison
    table. Otherwise, reach out to us. We’re happy to help!